Credible is a non-custodial payment platform that blends DeFi liquidity with fintech to offer fiat credit lines. Their airdrop program lets you earn Moons (points) by completing KYC, referring friends, and using the platform. Moons convert into $CRED tokens, unlocking perks like a Silver Credit Card and bonus airdrops.
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If you are addicted to farming (crypto airdrops, rewards or anything else worth farming), you have come to the right place. Just like every company became a dot-com in 1999… Every platform, game, habit tracker, or loyalty system is about to become a token
USDai Allo Game Farming Guide: How to Earn Points Before the $CHIP Airdrop (Q1 2026)
Farm USDai Allo Points now and position early for the upcoming $CHIP airdrop in Q1 2026.

USDai is quietly running one of the more structured points-based airdrop systems right now. Instead of random quests or spammy tasks, everything revolves around real DeFi usage through the Allo Game — a points program that will determine eligibility for the upcoming $CHIP token.
With the Token Generation Event (TGE) planned for Q1 2026 and roughly one month left in the Allo Game, this is a last-window opportunity to position early. Whether you’re aiming for the free airdrop or ICO allocation, how you farm matters.
This guide breaks down exactly how to earn USDai Allo Points, which strategies give the highest multipliers, and how to choose the right alignment.
What Is the USDai Allo Game?
The Allo Game is USDai’s official points system. Your on-chain activity earns Allo Points, which later translate into eligibility for:
- 🪂 $CHIP airdrop
- 💰 $CHIP ICO allocation
- 🎯 Governance participation
Points are non-transferable and tracked per wallet.
Allo Point Types (Important)
You must understand this before farming — most wallets choose one path.
| Point Type | Purpose | Notes |
|---|---|---|
| Teal Points | Airdrop alignment | No purchase required, usually no lock-up |
| Brown Points | ICO alignment | Likely requires KYC + capital |
⚠️ You generally earn one alignment per wallet. If you want both → use separate wallets.
Key Ways to Earn USDai Allo Points
1. Mint USDai (Core Strategy)
Minting USDai is the foundation of the ecosystem and earns consistent points based on amount + duration.
| Action | Risk | Notes |
|---|---|---|
| Deposit USDC → Mint USDai | Low | Reliable, simple, scalable |
Best for: Beginners, low-risk farmers, long-term holders.
2. Stake or Hold sUSDai (Yield + Points)
sUSDai is the yield-bearing version of USDai. Holding or staking it often aligns with teal (airdrop) points.
| Action | Yield | Alignment |
|---|---|---|
| Stake USDai → sUSDai | Yes | Mostly Teal |
Best for: Passive farmers who want points + yield.
3. Liquidity Providing (High Multipliers)
LP strategies currently offer some of the highest point multipliers in the Allo Game.
| LP Pair / Protocol | Multiplier |
|---|---|
| Fluid sUSDai–USDC | 18× |
| Gamma sUSDai–USDC | 18× |
| Gamma USDai–USDC | 15× |
⚠️ LPs come with impermanent loss risk — higher reward, higher exposure.
4. Integrated Protocol Boosts
USDai partners with other DeFi protocols that add extra multipliers.
| Protocol | Strategy | Multiplier |
|---|---|---|
| Pendle | YT/PT tokens | High |
| Spectra Finance | Structured yield | ~12× |
| Plasma | Lock YTs | Bonus rewards |
Best for: Advanced users chasing maximum efficiency.
5. Referrals (Passive Boost)
You earn extra points from users you refer.
| Referral Benefit | Details |
|---|---|
| Referrer Boost | ~10% of referees’ points |
| Link Location | app.usd.ai/rewards |
Low effort, long-term upside if shared early.
Quick Start: How to Begin Farming
- Visit https://app.usd.ai
- Connect wallet (Ethereum, Base, or Arbitrum)
- Choose your alignment (Teal or Brown)
- Mint USDai or stake to sUSDai
- Optional: Add LP or protocol boosts
- Track points in the Allo dashboard
Docs & live multipliers: 👉 https://docs.usd.ai/app-guide/allo-points
Strategy Comparison (Simple View)
| Strategy | Capital Needed | Risk | Points Speed |
|---|---|---|---|
| Mint USDai | Low–Medium | Low | Medium |
| Hold sUSDai | Medium | Low | Medium |
| LP Farming | Medium–High | Medium | High |
| Pendle / Spectra | Medium | Medium | Very High |
| Referrals | None | None | Passive |
Key Things to Know Before Farming
- ✅ No minimum points — everyone qualifies proportionally
- ⏳ Program ends soon (≈ 1 month left)
- 🔒 Points are not tokens
- 🚫 No $CHIP claims are live yet (beware scams)
- 🧠 Use official links only: usd.ai, docs.usd.ai, @USDai_Official
Final Thoughts
The USDai Allo Game isn’t hype-driven — it rewards actual DeFi usage. With the $CHIP TGE expected in Q1 2026, late participation is still viable, especially if you focus on high-multiplier strategies.
If you want:
- Low stress → mint + stake
- Max upside → LP + protocol boosts
- Zero capital growth → referrals
Choose wisely, manage risk, and don’t wait until the last snapshot.
Free points today often become real tokens tomorrow.
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